UK bank earnings
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Competitive pricing
Trade UK shares with commissions from just 0.08%.
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Range of markets
Access over 4,700 global shares including IPO markets.
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Tax-free trading
Pay no UK Capital Gains Tax or Stamp Duty when spread betting.*
*Tax laws are subject to change and depend on individual circumstances.
What to expect from UK banks this earnings season
UK banks are heading into Q4 reports with strong tailwinds from structural hedges, positioning them ahead of European peers. The sector delivered impressive profitability in 2025, with major lenders reporting solid returns and increasing dividends.
However, concerns remain around the UK’s economic outlook, as businesses face pressure from higher costs and the uncertainty of potential government levies on bank profits.
How do I trade earnings season?
To trade bank earnings, you can decide whether you think a bank's share price is going to move up or down when it releases its quarterly report – and open a position accordingly. Open a City Index account to get started, or try a demo with no risk to your capital.
Key earnings release dates
| Date | Company |
|---|---|
| January 29th | Lloyds |
| February 10th | Barclays |
| February 13th | NatWest |
| February 25th | HSBC |
*Estimated dates
Track the latest bank stocks with our live pricing ticker. Go long or short and plan your bank stock trading strategy.
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Frequently asked questions
What documentation do I need when opening an account?
Typically, we will require a valid Government Issued Photo ID and a valid Address Verification Document; however, this is subject to change depending on the review of your application by our Account Services department.
Acceptable documents for identity verification include but are not limited to:
- Valid, current passports (national or international)
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Other types of ID may be acceptable on a case-by-case basis after review. Birth certificates, marriage licenses and insurance cards are not accepted.
Proof of residence must show your name and address as indicated on the application.
Acceptable forms of proof of residence include but are not limited to:
- Utility bill
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Utility bills and statements must be dated within the last six months. Confidential information such as account numbers may be removed at your discretion.
In accordance with our regulatory obligations, additional documentation may be required at any time for internal periodical reviews.
How do I fund my account?
You can easily fund your account by logging into MyAccount and visiting the Funding page.
For more information on payment method regulations, processing times and fees, visit our funding & withdrawals FAQ.
How much money do I need to open an account?
The minimum initial deposit required is at least 100 of your selected base currency. However, we recommend you deposit at least 2,500 to allow you more flexibility and better risk management when trading your account.
If you have more questions visit the FAQ section or start a chat with our support.


